I own a property with STBXH and MIL - his parents gifted the house to him to allow for a remortgage(and additional secured loan) to pay off debts he ran up 'chasing his dream'. As he was essentaily unemployed (self employed with no accounts showing decent earnings), me and his mother got the motgage, so we are owners of the house with STNBH.
His Grandmother has legal residencey right in the property also, so it cannot be sold unless she agrees to leave, or passes away.
We split 5 years ago. While we were together I covered all domestic costs, contributed to the mortgage and loan repayments and ran up debts on my own name supporting STBXH and his lifestyle choices (foolish, but cannot change history). STBXH has been paying mortgage and loan with his mother since we split. he took a viluntary insolvency agreement 3 months after we split as he could not cover all his outgoings and had once again run up huge debts.
I will be setting the wheels in motion for divorce shortly - waited as will not require STBXH agreement (long story), but still have this house to deal with.
It has taken me till now to get the debts paid off and be in a postion to start a pension with work.
After the 60 months of the voluntary insolvency agreement comes to an end, will STBXH be abe to refinance with his family to 'buy me out' of the house?
I dont want funds, I just want my name off the mortgage and loan , and to be left to live my life without STBXH requesting me to support him/half my pension etc.
Is this doable?