I was on the brink of signing a separation agreement, after 2 years of separation, when I read a clause I hadn't understood pertaining to assignation of life assurance. So, I sought the advice of an IFA, who scoffed when I told him we were dividing the equity in the house 50/50, not taking anything else into the equation. He reakoned that my ex would have a substantially higher pension than me, and it would be worth revisiting this aspect.
I spoke with my solicitor who took a fortnight to get back to me, writing a snooty email about how we had discussed it, and come to the conclusion that as my ex and I have the same job, our pensions would be similar. However, I haven't worked fulltime, and he has a much better income than I, as he is more senior.
I spoke informally to another solicitor, who felt that we should have a full financial disclosure, in order to make a fully informed decision. She also suggested that my existing solicitor may not want to represent me, due to loss of professional integrity.
I was married for 8 years, part time 6 of then due to bearing and raising 3 children, now aged 3,5, and 7. We left the marital home, set up in a new town, and I have a stable job.
During our marriage he saved a lot, whilst all my earnings went towards the house and monthly living expenses.
Initially I wanted to adopt a broad brush to the financial arrangement due to not wanting a fuss, but am in less of a hurry now.
Anyhow. I would appreciate your thoughts about whther I should go back to the drawing board, and if I should change my solicitor. Thank you for your advice!