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Urgent advice re leaving partner and housing/benefits - Please help!

3 replies

ilovehugs · 13/09/2012 10:50

I started a thread last week having discovered that my partner has, for many years been having serious, long-term affairs online with women, sharing personal information about myself and my children. He has proven himself a liar again and I am worried that I wont be able to regain enough or affection or trust to continue in the relationship. I am finding it very painful at the moment. I am clueless about what to do if he leaves. Here are my circumstances, if anyone out there can offer me some advice I would be very grateful...

Two children aged 5 and 7 (youngest with minor disability receiving dla)
Small income working from home, having stayed at home with the children while partner works.
Mortage joint. Contributed heavily to mortgage prior to having children.
Around £55k equity in the house.

I want to stay in the house as the children will find moving very hard. It's attached to a park and they would really find it hard moving away from here.
I am financially dependant on DP.

It's a small house in a terrace where all the others a rentals. Do you think I should give DP a higher stake of the equity if he agrees to sell the house to an investor who will agree a long term let?

Do I have too sell? Is there any way I can quickly find a salaried job and help pay the mortgage with support from benefits?

If the house is sold, would my share of the equity stop me from getting benefits? If so, could I arrange for it all but the minimum to go into a trust fund for the children?

Any advice would be very much appreciated.

OP posts:
BlackberryIce · 13/09/2012 11:46

Regards to house, you should see a solicitor

As youngest is school age you will be required to work, so jobseekers. Then tax credits/wtc.

Will he leave the house though? I don't think he can be made to leave his property if there has been no violence

Collaborate · 13/09/2012 13:52

Assuming you're unmarried, under the Children Act the court could put the property in a trust until your children grow up, allowing you to continue to live there. You should find a solicitor near you on the resolution.org website.

cestlavielife · 13/09/2012 14:39

dont agree or offer anything until you spoke to a solicitor . check with mortgage company if they would transfer mortgage to you if/when you earn over xx amount.

selling to an investor would be very risky

court could order his share to be kept for the children until youngest finishes full time education.

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