I saw it happen (in slow motion!) DS (aged 6) had been cycling up and down the pavement enjoying his new bike bell, but for some reason wobbled and went into a neighbour's car. The car has a bit of a scratch, nothing to my mind, but neighbour wants us to pay for scratch to be removed/repaired. I have apologised etc but not as yet said we will cover any costs. But he was parked partially on the pavement so I feel a bit snotty about it. Isn't doing that a bit 'at your own risk'? Who is at fault here?