Insurance question

[BerylStreep]

I had to claim on my house insurance recently for a broken range cooker. I had got a quote to fix it for £600, and told the insurance company this, but they said they wouldn't be fixing the cooker, they would be replacing it.

The insurance company then contacted me to say that because they were unable to source a replacement, they were going to give me the cost of the replacement, £1600.

I have tried getting a replacement, but the model with the features I have is discontinued, and I can't find a suitable alternative.

Is there any problem with me getting my existing cooker repaired, even though I have been given the money to source a replacement?

No problem no, as long as the insurance company has given you the money you can do what you like with it. Just bear in mind though that your existing range won't be insured for further breakdowns if you get it repaired whereas a new one would. I am amazed you can't find a suitable replacement for £1,600 though! Lucky you being able to shop for a new range at someone else's cost - I would be jumping at the chance!

Thanks. Ours is only 16 months or so old, so I already had a new range, it just broke!

There are lots of ranges, just not ones with all the features ours had - warming plate, slow cooker, 6 induction cooking zones - all of which I really want.

When we got our original one, it was The Most Researched Cooker Ever.

In that case, happy cooking on your repaired range and enjoy spending your windfall!