you will see my situation if you search my other threads (sadly)
we have a combined, all-in-one mortgage and current account. we are doing well, ahead of plan etc. both our salaries are paid into it, his is much more than mine because i am also fully responsible for dc's, childcare etc - so this evens things up imo. we have a large amount of equity.
if we split, he would be able to easily get another mortgage, pay existing one or whatever he wants basically, while I would still have low earning due to childcare responsibilities.
I know that in a divorce, I am entitled to half, etc etc but I feel that if we seperate, h will delay as much as possible to cause max problems, given that i have told him several times that we are no longer a couple and he has dealt with this by, er, pretending i haven't said it. So my theory is based on experience of him - I could genuinely see him sticking his head in sand, meanwhile I would need to be getting aplace to live.
originally, i thought about me and dc's staying in family home, for stability - however, I now see that this is going to be made impossible for me. I am on the edge of madness as it is.
my question, morals aside, is this: is it legal for me to take my half of the equity out of this joint account which both our names are on? literally, just what I would get at the end of a long drawn-out divorce battle anyway?
or could I get into trouble with that? this is just a plan at this stage, legal opinions welcome.
Am probably going to copy and paste this post onto other areas too, such as relationships or money maybe, but for now, can anyone enlighten me? has anyone done this?
thanks in advance.
by the way, i know this username looks like i only post when i'm asking something - i'm a daily lurker and semi-reg poster under another name but just created this name for marital probs.