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Being chased for bill from 2005 ???

9 replies

Sk77 · 01/04/2012 18:33

Hi, I need some advice. On the 14th feb saw a dr at a private hospital for a consultancy appointment. My medical insurer has sent me a receipt for the consultancy fee showing as paid it including my £100 policy excess.
I then received a letter, threatening me with legal action re this bill where the dr states it's unpaid and also for a bill from 2005!
I wrote back to them with the letter showing medical insurance states bill from 14/02/12 is paid and included a cheque for the £100 excess. I said in addition that I had no idea there was an outstanding issue from 2005 and my bank (halifax) confirmed they destroy statements after 6 years so I can't tell either way if funds were paid back in 2005. I said regardless of this due to thetime elapsed without informing me there were outstanding funds in the interim its statute barred.
They have written again, returning my cheque demanding payment for both 14/02 and 2005.
What should I do? does anyone know?
Thanks

OP posts:
Sk77 · 01/04/2012 18:34

Sorry I was meant to say the 14/02 bill was paid by insurers, not inc my £100 excess

OP posts:
ClaireAll · 01/04/2012 18:39

Do you owe them money or not?

Sk77 · 01/04/2012 19:06

I do not believe so no

OP posts:
doradoo · 01/04/2012 19:18

REfer them direct to your insurer. Do they not pay the doc on your behalf and you pay the excess to the insurer?

lockets · 01/04/2012 19:22

This reply has been deleted

Message withdrawn at poster's request.

doradoo · 01/04/2012 19:22

Oops posted too soon!

Refer them direct to your insurer - I would not enter into any correspondence with the docs - let the insurance do it. Do they not pay the doc on your behalf and you pay the excess to the insurer? Have you spoken to them?

Surely your insurer should have your records going back to 2005 -I thought financial records were meant to be kept for 7 years.

Do you have any records/receipts from 2005 to show you paid that bill?

Sk77 · 01/04/2012 21:31

Hi, thanks for answers. Firstly no, my insurer sent my receipt showing figure as X paid, but minus excess of £100 which is why I sent £100 cheque to dr for shortfall.
No, my bank tell me they don't go and legally only have to back 6 years. This is over 6.5 years old now so I can't get any statements back at all
This is what I'm saying re statue of limitations, after 6 years you can not chase for a bill you've not raised or noted as outstanding.
I have seen this dr back in 2005 but I have no idea if a late bill was submitted or not, or if it was paid or not. Ivenever not paid a bill in my life and don't believe they'd forget too- it seems ridiculous

OP posts:
VodkaJelly · 07/04/2012 23:05

As the debt is from 2005 it is now statue barred which means they cannot take legal action to enforce the debt.

Send them a letter telling them that they are out of the 6 year time frame inwhich to chase to the debt and you will not be paying it. They CANNOT go legal as the time limit has passed.

Willpredicament · 10/04/2012 11:47

This reply has been deleted

Message withdrawn at poster's request.

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