I have just renewed my car insurance and have received a letter from my new company telling me that there were serious non-disclosures at the time my policy was incepted. They have checked my "claims history with my old company and they have revealed the correct claim information is"..
in December last year a driver hit my parked car outside my house. Nobody was in my car. My car was damaged and had to be repaired. Everything went through the other drivers insurance and it was his fault and he admitted it. No problem.
It didn't even occur to me to mention this when renewing my insurance but now they have put my premium up because I am now a higher risk driver because my car has been in an accident.
How can I be a higher risk driver when I wasn't even in the car, plus I didn't claim on my insurance, which is why I have quoted above what the letter said, it went through the third party insurers.
Now I have to mention this for the next 5 years and my premiums are going to be higher (according to my new insurance company).
Is this really right? It doesn't seem like it to me. How can I be a higher risk driver when I was in my house and someone hit my parked car?
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Car insurance renewal and 'accident' last year. Is this right? I am NOT happy.
8 replies
PotterWatch · 16/08/2011 11:23
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