I was divorced a couple of years ago: my XH is a narcissistic high-earner who had an affair with a woman at work. He was able to employ a firm of high-flying accountants to move his money around in international bank accounts and at the time of the settlement moved job, negotiating a contract which was lower than his previous salary (though it was still a CEOs position), in order to decrease his liability for maintenance. He has also negotiated his way round declaring bonuses and income by fighting aggressively in court, claiming I was lying about how much I needed/had lived on before and changing the wording of his terms of employment so that he could wriggle through loopholes (eg selling his shares in his company for a peppercorn fee, and insisting that a golden handshake or handcuffs were not the same as a bonus etc). I'm not a financier and this stuff is beyond me: it was across three jurisdictions and even proved too complicated for my lawyer. I gave up trying to figure my way out of it as her fees became astronomical. In the end I got a settlement that wasn't what we'd been living on - and meant my income was dependent on money I could make from my assets where he had the additional benefit of the assets plus a big career and no restrictions of looking after children - but it seemed workable - so I thought I'd rather forget the money and be free of the litigation.
Clever people out there - was I stupid? I now have a struggle to get to the end of the month on what he contributes plus what I am earning, and unlike him will not be able to contribute to anything like savings, pensions or trusts. He is converting a large house in central London and another designer house elsewhere, while I cannot afford essential renovations. He plans luxury vacations for himself, his girlfriend and her children which my DDs don't want to go on because they aren't comfortable with his new relationship - and we are now very limited in our holiday plans. While I know I am luckier than some in that our assets were carved 50/50 and I have some maintenance and a decent roof over my head, the children live with me fulltime (officially we have 50/50 access but he sees them on 4 nights a month and four to five weeks holidays in total). I carry all the day-to-day costs generated by the children, which exceed maintenance. He chose to move to a different city for his work, and insists on seeing the children at very specific times which keeps me entirely tied to his flight schedule. I am more qualified than he is (though by now less experienced and without the impressive track record he has been able to build throughout our marriage), yet I was the one who gave up fulltime employment for the children. Now he still has the high-flying career while have to fit my work and trying to retrain around looking after the children singlehandedly. On top of this he abuses me (always off the record, of course) for being a 'sponge' and talks self-righteously about how he provides for me and the children, without ever acknowledging what I provide for him - and his girlfriend (he barred me, legally, from ever working with his firm although we were in the same business, yet has promoted her through the company and has now helped her set up on her own). This is probably a well-worn tale, but this is supposed to be an equal world...I'm left wondering how that computes.
I stress that, while I consider regular, brief, contact with their Dad is essential for them, having the DDs living with me for as much of the time as possible is my choice - the DDs are better off in their home, and with (I'm afraid) minimal contact with my XH, who is entirely career-focused, has a personality disorder (abusive NPD) and who regularly upsets them. He has physically intimidated my 13 year-old, lies to them, has bullied us all into court on several occasions, bribes them and accuses me of alienation tactics to their faces.
However, he is now set to remarry the woman from the office: it's all big diamonds and elaborate wedding plans. I have always been concerned her motivation was largely financial (she has children of her own from a previous marriage: these will be moving in with my XH). My DDs have recently picked up messages between them regarding his will/prenuptial agreement which suggest he is signing property over to her. Our current settlement commits my XH to responsibility for the DDs education only up to the age of 18 (he refused to discuss any further commitments), and he was abusive when I attempted to discuss the children's financial future and security with him, telling me to 'butt out' and that it was 'none of my business' what he does with his money. His will is his will, of course. But surely, if we still have children together, there is still some cause for shared financial discussions?
A narcissist is devoid of empathy and is extremely competitive and vengeful. I am now concerned he will remain true to his previous behaviour, hide his assets and write many of them over to the new wife, retire early and thus force a sale of my home when the children reach that age to make me pay for their education.
Can he do this, and can I protect myself now from his future control by appealing against the existing financial settlement and negotiating a lump sum instead to compensate for having almost sole care of the DDs and my loss of career?