Dropping dd off at school yesterday, there's quite a few cars parked on the road along from the school as normal. There's a farm track that lots of people turn round in, and there was a 4x4 stationary on the road next to the entrance to the farm track. Its not unusual for people to be parked there and as it wasn't moving or indicating to move I went past it and turned down the farm track.
So I'M going forwards down the farm track, breaking and come to a halt. Then there'sa huge bang and the 4x4 has reversed in side of me. Loads of damage to my car, none to his.
We get out, he's saying sorry, its his fault, etc, etc. Says he never saw me as he has a big blind spot and I'm lower down in my little car. We swap details.
So today I got a phone call from my insurance company saying that he's now saying something different. He says he was already reversing and I went into his path. But he's also said he never saw me. So that contradicts himself.
All the damage is to the side of my car and I do have a sort of witness. She didn't see the actual impact but she saw him, parked up and not moving. She saw me come and pull into the track. Then 5 seconds later she heard the bang as he hit me.
Now I've told my insurance compnay all of this and they sort of sucked their teeth and said it could be 50/50. Well bollocks, I'm not happy with that. He's reversed into the side of a stationary car. His only possible defence would be if he'd already been moving but I have a witness to say that ain't so. So what are my options. My excess is £500 and there is no way I'm prepared to accept 50/50.
Any advice please