Help with insurance query for unofficial mother and toddler meetups

[healthandsafety]

So we have an official toddler group which meets during termtime in a local hall. Cost £1.50 p/w and we're covered by the usual insurance.

But lot of the mums have non=school kids and want to keep meeting up in the park for the summer.

So we've suggested that we meet up in the park, we'll bring snacks and charge a fiver for the whole summer (to cover snacks)
But what about insurance? We're in a public place but we'll have a few games etc.

Any thoughts anyone?

I have no idea if this is true, but my gut feeling is that if you don't charge for the snacks (perhaps take a donation or simply let people bring their own) then you will effectively be no more than people meeting in the park, so won't need insurance.

Lowrib
That's what I was thinking....
Bump for the morning crowd.

Tell them to bring there own snacks, don't charge anything. Friends meetingin the park - no problem.