Hello
I am sure this question has been asked a million times on mumsnet so bare with me!
We have 2 DS's. aged 5 and 10 months.We both work full time and pay out a fortune in childcare. We have just moved into a larger home and pushed ourselves to the max with our mortgage payments.
Now, the question now is...do we go for a third? I desperately want a third child, but I am happy to leave it for a couple of years until DS no.2 but DH who is has been totally anti the idea of DC no3 due to finances has suddenly agreed to go for it, but his terms are - that we get on with it NOW. And that as long as I fall pregnant within 12 months, then fine but if it takes any longer than that, we drop the idea and settle for 2.
I don't know what to do..I feel therefore that I MUST get pregnant now or DH will change his mind and that will be that. But I am a very logical person and do worry that we will be very tight when it comes to finances. We have a £1300 monthly mortagage and DH would then have about £600 per month to pay for EVERTHING else. If I were to have a 3rd I would have to give up work which would be about a 45% drop in our household income.
Ok, we would also be saving on the £800 pa childcare bill and the £280 travel cost I incure commuting to work. But that would still mean that the £800 a month left to pay bills and food from my salary disappears!
I really want a 3rd but I cannot help but worry.
I know this probably sounds selfish and I am sure there will be someone who comments that some people can't even have more than 1. I am fully aware of this, I have PCOS and it took almost 2 years - a lot of heart break and visits to blood clinic before we managed to conceive and have our second.
This aside, this is my situation now and I hope there are some ladies out there who can give me their opinion/experience.
What would you do?