salary sacrifice

[imiami]

I have tried different calculator, but I cannot understand:
To get £1000 pension, how much the salary has to be with Salary Sacrifice For Employees?
Thanks

Surely it depends on your tax bracket and your employer contributions

To put £1000 in your pension then you would normally sacrifice £1000 of salary. Some employers would credit you their NI contributions too so it would be less than that. Employers NI is 15% so divide £1000 by 1.15 = £870.

Hopefully someone will correct me if this is wrong.

tax code: 1257L, NI table: A
Thanks

Probably a question for your company payroll.

sure, but I want to know technically the max pension I can get

It's not an easy question to answer as employers have different rules. You can put 100% of salary into a pension up to £60000 but can't sacrifice to bring your pay to less than minimum wage so some would be normal AVC.

Do you mean
What is the maximum employer contribution my company can make each month?

or

What pension contributions do I need to make to receive a pension of £1000 a month when I retire?

Thanks.
How about in the picture, the 1700 wages, can I get 1700 pension? how to calculate mini wages?

I mean:
what's the maxi employer contributon my company can make based on the wage on the picture above?
Thanks

You can't put all the £1700 in a pension via salary sacrifice as that would take you below minimum wage. Your employer decides how much to put in subject to a minimum auto enrollment amount set by the government (3% of qualifying salary). Your employer contribution relative to taxable pay is very high already. You need to ask your employer for details.

Thanks, I don't know much about the salary sacrifice,
As in my own understanding, if I got 1700 wage, might be I can get 1700 pension employer contribution?
I mean, is it possible 1350 wage 1350 pension?

This depends on what your company offers, it's not something you can work out in a generic tax calculator. You won't be able to take yourself below minimum wage, but the maximum % your employer will match should be either in your contract or in an employer handbook.

Hi OP, I am not an expert but think I am fairly knowledgable, I am sure someone will correct me if I am wrong. You would probably get better answers if you were clear on
what you want to do
why you want to do it
sate what period the pay is (weekly/monthly etc)
how many hrs are worked in the pay period
Salary (asuming salaried)

An employers contribution can technically pay any amount up to 60k per year as employer contributions, so 5k per month, this would use the full annual allowance so no employee contributions. However HMRC require the total employee package salary and employer contributions to pension, company car etc be reasonable for the specific job role. So an employer wouldn't be able to pay min wage (23k) + 60k to a pension for a role that usually commands a salary of 30k.

Usually salary sacrifice will show gross pay, then deduct the proportion that is sacrificed by the employee, before tax and NI are calculated.

On the payslip above it seems like your contract must have been adjusted to show a lower salary and specify a higher employer pension contribution. Whilst this can be the arrangement I dont think I am informed enough to outline all the positives and negatives of that arrangement.

Assuming the payslip you provided is monthly for a salaried employee contracted for 37.5hr wk, I think the actual gross pay of 1950 is already below min wage which is not allowed. Gross pay for min wage, before tax and ni deductions for someone aged 21+ should be £2,065.38.

If over 21 and salaried, to work out the lowest gross pay
Take the number of hours worked in a pay period
multiply by the minimum wage of £12.71
anything above that number could be sacrificed by the employee.

https://www.moneysavingexpert.com/pensions/how-pensions-work/