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Investments

Discuss investments with other users on our Investment forum. For more advice read our tips for saving for your child's future.

Fidelity junior SIPP what should I invest in?

4 replies

Alltheusefulitems · 22/08/2025 08:29

My children each have a fidelity SIPP which I usually invest any money they have available in to the Fidelity Multi Asset Allocator Growth Fund Retirement Builder Accumulation Shares. This was in the suggestions when I originally opened the accounts and I've never changed it. It's currently performing at around 2% so I'm wondering if theres something better I should be looking at investing in.

If you have one what investments are you happy with?

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stealthninjamum · 22/08/2025 08:38

I’ve just checked and the bulk of my kids’ pensions is in the

Fidelity index world fund p accumulation and it says a 15% growth. (Not sure if this is the last year or 2 years since I invested in that fund). Because it’s an index fund the fees are low.

You can do a search for funds and get a sheet with all sorts of information about the fund - fees, risk, what’s it the fund, historical performance. I only go for passive index funds because they do as well as most actively managed funds in the long run.

i think Hollys boring money website often has information on popular funds that you can further research- that’s how I discovered the index funds we have - having tried to invest in funds my children would be interested in eg Japan and not seen any growth.

InveterateWineDrinker · 22/08/2025 08:58

My kids' SIPPs aren't with Fidelity, but they're invested in Scottish Mortgage Investment Trust, F&C Investment Trust, and a FTSE-100 tracker ETF.

BeccaBean · 22/08/2025 13:56

My 9 year old's SIPP is 100% invested in Fidelity Index World. This is 100% equities, as I think this is the best way to achieve growth while she is so far away from retirement. Average growth is >10% per year over the last five years and cumulative growth over five years is 80%+.

Alltheusefulitems · 22/08/2025 15:11

Thanks you so much everyone, I've gone with the fidelity index world this time will see what happens.

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