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Investments

Discuss investments with other users on our Investment forum. For more advice read our tips for saving for your child's future.

How much have you lost in recent crash?

47 replies

belnding · 02/05/2025 11:17

Just looked at my pensions and investments- not updated properly since Feb.

I’m down £15k. Pretty disappointed as I’ve been paying into pension and investments every month.

had just got a handle on things and was watching incremental growth each month.

obviously well aware stock market can go down as well as up- just not nice to see my own money being wiped out, when I could have just kept it in a savings account instead 😖

OP posts:
Backofthenet20 · 04/05/2025 05:09

About 120k at the peak of the loss. However I just see this as a good time to buy as it is “on sale”. Losses are now at about 40k. I have a high risk portfolio so this is to be expected. Growth has been about 12.6% annual for last decade average so have to be able to weather some paperwork losses. It is only a loss if you panic and take your money out. I have invested 23.5k so far this year (good bonus) and will continue to continue every pay period.

xiariu11 · 05/05/2025 16:28

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DaisyDukesAuntie · 05/05/2025 16:29

My pension pot has nose dived…..I wish I hadn’t looked, hope it will recover….

xiariu11 · 05/05/2025 16:31

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AndImBrit · 05/05/2025 16:33

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Yes. Sell the investment, transfer the proceeds to a British bank account.

Anything more complicated than that you need bespoke help and not posts on a forum.

xiariu11 · 05/05/2025 16:36

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CamillaMacauley · 05/05/2025 16:37

No idea, I never open my monthly statements 😁. Think I’d rather not know!

xiariu11 · 05/05/2025 16:38

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CamillaMacauley · 05/05/2025 16:39

Stampees · 02/05/2025 16:08

This is the best time to pay in. Buy low, sell high. Markets are never on a single uphill trajectory.

My husband is a chartered financial advisor. We certainly haven’t sold any of our investments. No reason to lock in a loss.

What do they say? More millionaires are made in a falling market than a rising market! 👍

xiariu11 · 05/05/2025 16:40

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CamillaMacauley · 05/05/2025 18:26

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Yeah stop reading any statements and only worry about the price at the point you want to cash in. Long term it’ll go up, there will be bumps in the road. If you’re not needing to sell at that point it’s irrelevant.

fashionqueen0123 · 05/05/2025 18:31

About 15% but then gained back a few percent. Made me feel a bit sick when I first saw how much

CheeseNcrackerz · 05/05/2025 18:33

It’s sort of hard to tell as I’ve put 2 lump sums in since feb, one before one after the tariff announcement.

as of today I’m down £45k. It was much worse in mid April… at that point loss was about £75k

MmeChoufleur · 05/05/2025 18:36

CalypsoCuthbertson · 02/05/2025 14:33

Just to put it into perspective…. The media does like to whip up anxiety.

CC - 2008 credit crunch
LT - 2022 Liz Truss budget
DT - 2024 Donald’s tarriffs

I was just going to make this point. Mine dipped far more around Covid/Liz Truss than they have this year. In fact I only got back up to 2020 levels at the end of last year!

xiariu11 · 05/05/2025 22:31

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xiariu11 · 05/05/2025 22:33

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Tallyrand · 05/05/2025 22:42

Lost about 8% on £90k pot. I'm still a couple of decades away from having to worry about it but it is still rather annoying.

On the brightside, my provider did a Profit Share that added a grand total of £2.20 to my pot.

Applewatch · 06/05/2025 12:59

The highest valuation of my main pension was £677K, lowest it dropped to was £522K but has been up and down over the last few weeks and now at £582K.

My other pension is invested differently and not something I can control by switching investments and that has remained at £160K.

Oceangrey · 07/05/2025 21:52

Annoyingly I finally got around to opening a S&S ISA shortly before this happened, it's gone down around £5k out of £80k so about 6%, but presumably will recover.

I need to decide where to put this year's £20k and whether to buy in now or stick it in a fixed rate cash ISA.

Hayley1256 · 07/05/2025 21:56

Nothing thankfully as I switched all my holdings out of equities when Trump started talking about tariffs. Then when the markets crashes I switched most of it back and also added more into my ISA 's so I was buying units really cheap

BorgQueen · 09/05/2025 18:57

Unless you only invested everything in the last 6-9 months, you haven’t ‘lost’ anything. I’m still 18% up from 2023 and 4.7% over the last 12 months.
Markets are gradually rising again but I think we’ll see plenty of volatility over the next few years.

Annoyingsquirrels · 10/05/2025 10:57

Total on paper loss of around £45k. Pensions currently down 2%, ISAs down 6% Hoping for market to go down again as it is so overpriced and I am reluctant to invest at present.

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