Saving disparity between children. Advise me morally please.

[Wingingitnancy]

I have two children. With big disparity in the savings for them. The eldest received an inheritance when my nan passed. The youngest wasn't born.

So what do I do morally? Do I aim to equalise the accounts by topping up my sons? But then is that immoral as I've saved for my son not daughter? Do I just explain when they're older? And top both up equally but the disparity will remain.

Advice please 🙏

So the money wasn't left to the grandchild it was left to you. There are plenty of ways to leave money to minor children if that's what they intended but it sounds like this is not what happened. Would the relative who left the money have intended it to benefit only one of your children had they known you had more than one?

Well my grandparent declined rapidly with nothing in place, so my grandad transfered money, saying for my daughter when she was born, his health has recently declined so i cant clarify (dementia). As son wasn't born at that point I'm unsure. I don't feel comfortable making decisions over money that doesn't feel like mine. I'd rather pay the disparity myself if that doesn't cause an inadvertent inequality between them :/

There was supposed to be wills inheritance done recently again. But there's been something going on family dispute wise. (I'm not aware, I'm not involved) hence the release money and "tying lose ends"

If it was given to you for your child, then I would assume that the giver would have wanted it to go to all of your children. Therefore I would split the inheritance.

But you can’t guarantee that you’ll definitely be able to match the money.
you don’t know what happen job or health wise.

as a pp said, you’re over thinking it. If your grandad was able to discuss it, I’m quite certain from what you’ve said that he say, of course you should share between his great grand children.

just split it now and then save equally for both.
as there is an age difference, just save an extra couple of years for your eldest.

I too agree that you should split it evenly now. And maintain that fair share moving forward with any other savings.
Who knows what the future brings and your ability to 'even' later on.

I would still split it. Your parents would've wanted that presumably , if they'd died later post ds2's birth.