Instant access saving best rates

[sometimesmovingforwards]

Looks like my Chase 1% boost has ended so down to 3.5%. I like the app actually, but time to chase the rate.

So where are we parking the instant access spare funds at the moment?

Watching with interest……..I’m curious too about best move now Chase boost is finished

Atom or Chip, both 4.85%.

I'm with Trading 212, cash ISA 4.9% they are currently doing one for 5.1% for new customers. It's a flexible ISA and easy access.

Excellent leads, thanking you 🙏

Trading 212 cash ISA. You can save £20k tax free, instant access.

Bookmarked for first week in April 😊

Watching too, ISA allowance used. I really hoped Chase would continue with the boost but it's not looking likely 😕

My next best account which is open to new customers is Tandem instant savings at 4.4%.

Ooh, finally I have something to add rather than ask on this board! 🤣🥳

I had the same Chase account which has dropped as per OP. This account is now empty. I have an empty Metro account from when I moved to Chase. Ironically "chasing" the higher interest rates.

I didn't want to be littering these empty accounts behind me every 6-12 months.

So I opened a HL active savings account.

https://www.hl.co.uk/savings/savings-account

I can open savings accounts with their 20+ partners all via the HL hub.

The interest rates are a tad lower as HL doesn't charge a fee. But I believe we're taking 0.01ish %.

I've opened accounts via HL with interest rates of 4.46%.

Overall I'm pleased enough 👍

Kent Reliance has 4.56%AER at the moment.

Another recommendation for HL Active savings here. It's very easy to move your money between banks via their platform, so good for beating inertia when rates change. There are easy/limited access and fixed term accounts on there.

Just check the Money Savings Expert website, they update it all the time and list the best ISA and easy expert accounts

That is a neat solution. Thanks 🙏

Side from an ISA, I split between Chip and OakNorth at the moment. OakNorth is 4.57% and a very easy process and app

It's worth mentioning that the Hargreaves Lansdown cash ISA has active savings functionality too. This means you can move money between banks within the ISA wrapper.

Also annoyed with chase, moved mine to T121 cash isa and put the rest in my SIPP