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Choice of investment funds - SS ISA

3 replies

Nothernsoulfood · 09/01/2025 21:54

I have about £20K invetsed in the following funds. I started investing in 2020 drip feeding a small amount each month. I have an anualised growth of around 8.5% and growth since inseption of 25 percent. This seems very avergae. But again I am fairly risk adverse thus no very risky funds or individual shares. I was after opinions on the mix of funds I have, should I be doing anything differently.
Currently I have a UK biased.
Thinking I should put some money into a S&P 500 tracker?
iShares 100 UK Equity Index Fund D Acc about £10K
Stewart Investors Asia Pacific Leaders B Acc about £1K
Vanguard LifeStrategy 60% Equity Acc about £9K

iShares 100 UK Equity Index Fund (UK) D Acc Key Statistics | GB00B7W4GQ69 | Fidelity

Key statistics for iShares 100 UK Equity Index Fund (UK) D Acc (GB00B7W4GQ69) plus portfolio overview, latest price and performance data, expert insights and more

https://www.fidelity.co.uk/factsheets//GB00B7W4GQ69/?id=GB00B7W4GQ69GBP&idType=isin&marketCode=

OP posts:
Numberwangggg · 10/01/2025 06:47

Too UK-centric, may be better with a global fund such as HSBC FTSE All-World Index Fund, growth over the same period of approx 70%.

Summerbay23 · 10/01/2025 15:10

Vanguard have unfortunately increased their fees for smaller investments (under £30k) so the £9k there might be better somewhere else.

Lucanus · 11/01/2025 08:49

Summerbay23 · 10/01/2025 15:10

Vanguard have unfortunately increased their fees for smaller investments (under £30k) so the £9k there might be better somewhere else.

Vanguard have changed their platform fee to a minimum of £4/month, but OP appears to be using Fidelity so won't be affected. I don't think Vanguard have changed their management fees for individual funds.

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