Where?

[DottyDodger]

I have £20k for house renovations in a savings account. The renovations are probably going to be put off for another 6-12 months.

Where would you put the money till then? Current savings account is a mere 2.2%

A better savings account.

If you know you're not going to need it for six or twelve months, you'd probably get a better rate by buying fixed term bonds, or at least a notice account.

Have a look on Moneysaving Expert for who's offering better rates.

Thanks both, will look into these and certianly look at MSE.

Trading 212 have an instant access ISA at 4.9% at the moment. Not sure if it's still the best available - check moneysavingexpert