Vanguard stocks & shares ISA losing my nerve!

[User364837]

I took £15K out of my cash ISA and put it into a stocks and shares ISA. Went for Vanguard global fund can’t remember the exact name but it came up on here and other sites and seemed like a good bet.

i know it’s only been a couple of months but I’m down £500 ☹️. Trying not to think of the interest I could’ve been getting in my cash ISA (5.21%). I know it’s a longer term thing and can go down as well as up, and wasn’t planning to need it for at least a decade. But it’s giving me the willies a bit. Have I made a mistake?

Ah thanks, but no I wasn't counting the transfer. What was transferred was what I'd already put in this year as it was late March I got my divorce settlement

You are usually advised to drip feed funds in so that you avoid the troughs and peaks, but it's always a temptation to get in quick before it goes up! And the Trump effect on global markets may not be helping, hopefully things will settle down.

You can't get much more diversified than global, but if you look at the split it may be mainly in a few big global companies.

So, you will laugh at me, OP. I am very new to all this and very nervous about investments in general so put £700 into Vanguard last year and have been watching in like a hawk. It’s now at £802 so 15% interest ( but could drop again).

I thought if I started small, developed a sense of the highs and lows and what to expect then I could gradually add in more (once I have it).

I’m in the LifeStrategy® 80% Equity Fund - Accumulation

I’m pleased with it