moving money out of bonds - but where?

[mummumumumumum]

DH and I have made poxy returns on our bonds this year (less than 1%). We are saving for a house so any advice on where we should put our money for the next two years so it can grow a bit is gratefully received! TIA

Two years is savings, not investments. Get a high interest saving account- you'll easily beat 1%.

If you switch your current account to First Direct you can access a linked savings account that pays 7% on up to £300 savings per month. They also give you £175 for switching.

Moneyfarm stocks and shares ISA has low fees (sign up via Money Saving Expert website for a 1yr fee discount) and seems to be managed well and is broadly tailored to your attitude to risk. They have an app and you can see the value of your investment at any given time.

You should be able to get 5% in a savings account (but beware of tax implications).

Edited to say that in your position I would be inclined to spread my money across a few of these. Do you qualify for a help to buy ISA?

Stocks and shares are too volatile for money that will be needed in the next couple of years.

The headline rate on regular savers looks good, but the actual rate will be about half that because of the effect of having to dripfeed the money in. Better to get 5ish% on an ordinary saver that you can put it all into at once.

@PixiePirate Thank you very much for this response. We dont qualify for help to buy ISA, it will be our "next" home but we are able to save and build on our deposit/equity from our first home for 2 years before we next buy.
I will check out these accounts and take on your advice to spread the money :-) xx

I'm getting 5.1% instant access in Chase at the moment.

Do you have a mortgage on your current house? If so, it is worth comparing savings rate with overpaying your mortgage