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Help with us index funds :which is ones should I get rid of please I've got too many

4 replies

DarkRainyNovember · 21/11/2023 11:23

For myself and 2 dc
Dc1
Vuag: 31% up
Vanguard equity index : 20%¶

Dc2 : vanguard us stick investor : 30%
.me :

Us equity index : 18
Vanguard us 500 stock : 55%
HSBC americanised index : 60%

OP posts:
nannynick · 21/11/2023 22:30

Consider why you have the funds. If they no longer fit with what you want, then change.

If you want to only invest in the US, then the US Equity Index may be a fund to use, as it has the S&P500 plus a couple of thousand other stocks.

The platform being used may determine what funds you use. Some providers offer some funds at a discount.
Some funds are very low cost to start with. If looking for a world fund, then HSBC and Fidelity have a world index tracker on HL platform at ongoing charge of 0.13%, 0.12% respectively.

DarkRainyNovember · 22/11/2023 13:34

Thanks nanny im on the hargreve.

The equity one is the only one that hasn't been don't that well

OP posts:
BorgQueen · 26/11/2023 18:23

You are far too overweight in US equities.
Either a World index tracker with emerging markets or one without still gives a lot of US exposure but you need diversity for balance.

savvy7 · 27/11/2023 14:47

Hargreaves is quite an expensive platform. You might want to look at a lower cost provider.

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