Am I a higher rate tax payer?

[snickersicecreampls]

I would have been last financial year, but this FY 23/24 I'm on maternity for almost all of it.

Trying to reallocate my savings and not sure if I'm best to stick 20k in to a high rate current savings account and the rest to top up my slightly lower rate ISA, or if I'm still classed as a high rate taxpayer based on FY 22/23 and I should put less in the current savings and more in the ISA.

I have about 30k in savings, and 15k left in this years ISA allowance to use.

Current savings account rate is 5.2%, best ISA rate I can find is 4.55% (I'll be transferring banks cos my current ISA rate is shocking!)

Any advice welcomed.

Worth saying I need it all accessible currently to cover maternity and potential home improvements coming up!

I'm pretty sure you're only a higher rate tax payer if you'll be paying higher rate tax in the actual financial year in question, not a different financial year.

Thanks @Papillon23 I was thinking the same
But it's all very confusing!