Hello,
I wonder if anyone knows about contributions when you have worked in both U.K. and an EU country.
My understanding is that shortfalls in my U.K. one would be carried over from the EU one however the advice from the EU country is that if I contribute another six months I have enough paid in to claim the minimum from there.
I think I can do this six months in the future. I have looked in to my shortfall here (8 years) and am just trying to work out whether it is preferable to use the EU contributions to make up the U.K. one ( but then would that invalidate my chances of getting an EU pension?) or pay the voluntary shortfall into the U.K. pension 😩
So, EU need 10 years based on employment
- have 9 and a half years work
- 5 years caring contributions that qualify
UK - need 35 years
- have 17 paid in from work
- have 12 I can pay voluntary contributions from time in EU
- leaves 6 years left to pay ( which is doable)
is it worth paying the U.K. shortfall? I think it is worth paying the U.K. shortfall plus the EU six months in order to get two pensions ( EU one is generous).