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Does Child Trust Fund unique reference number become National Insurance number

9 replies

randominion · 15/11/2022 17:29

Hi - I'm doing some work with a building society on Child Trust Funds, and I thought I'd ask the collective wisdom of parents a question, because I can't get to the bottom of this.

When people set up a Child Trust Fund, HMRC allocates the child a 'Unique Reference Number'. From the documentation, it looks like this is in the same format as the National Insurance number (NINO) - a nine digit reference like: AA123456A.

I'm thinking that this becomes the child's NINO when they turn 16, but I don't have any evidence of this.

Dear parents: Can anyone who has a Child Trust Fund for a child who is now over 16 confirm that the child's Unique Reference Number and their NINO are the same? Or did they get allocated a new NINO when they were 16?

Please don't share any personal details or reference numbers on this forum.

OP posts:
Fiddlersgreen · 15/11/2022 17:41

In the case of my two children, yes that number then became their national insurance number.
We never knew this, it was only because we noticed for one of them that the number was the same on their CTF statement as their national insurance letter so we checked the other child too

randominion · 15/11/2022 21:20

Many thanks - that's really useful to know.

OP posts:
fairgame84 · 15/11/2022 21:35

Yes DS urn is his ni number.

randominion · 16/11/2022 08:19

Thank you.

OP posts:
Ayubamamri · 13/01/2023 15:20

Hi I’m 19 years old, in my child trust fund paperwork there is unique reference number , im wondering if that is my national insurance number ??
i hope it is ,because i just got a job and i need national insurance number to get paid

rbe78 · 13/01/2023 15:35

@Ayubamamri You should have been sent your NI number just before you turned 16. Maybe ask your parents if they're about.

There's information here about how to apply for one if not.

Ayubamamri · 13/01/2023 15:39

I’ve lived my whole life outside the uk and i just returned, i dont even claimed my child trust fund yet

dementedpixie · 13/01/2023 15:41

Yes the unique reference on the CTF is the NI number

In the format AB123456C

WednesdaysPlaits · 13/01/2023 15:43

I wish Id known this before we waited an age for DS1's NI number to come through!

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