Going to see a Financial advisor at the Building Society

[girlfriend44]

Its free and apparentely there is no pressure but is there anything I have to be wary of or know upfront about going to see a FA.
Ive never been before. Apparantley they work for you to get you the best for your money but any comments/feedback welcome.

There are loads of regulations around FA so they cannot force you into using a product. I guess if they work for a particular institution they will go though the products they think will be best for you and you can take time to consider these.

If its free to you they're being paid by someone so probably a limited supply 9f products or on commission.

If you've lots of money to invest pay an independent whole of market adviser but no harm chatting with this one.

Are you looking to invest money or are you in debt with them? My friend went into the bank every couple of years to see the FA and they'd always' restructure' her loan so she could borrow more whilst keeping the payments the same. She thought it was great, I think that's the way to spend your entire life in debt.

A FA attached to a bank or BS is different from an IFA though.

If they’re working for the building society then they will only be able to advise you about building society products. To get the best advice you need a completely independent financial advisor who isn’t tied to recommending particular products. No harm in going along to listen to what they have to say but be aware there could be better investment options out there from other providers.

It’s better to see someone who isnt tied

How much money have you got to invest, or is the advice you're after more around mortgages or debt reduction? As per PPs this person will be regulated so they won't diddle you out of money per se but they do work for the building society so of course they are going to recommend what's best for their employer, I.e. you using their products even if better deals are available elsewhere. If it's a general review of your finances you're after, maybe some advice on things like opening a savings account, switching to a different current account, whether you'd be eligible for a new mortgage or remortgage with them then that's fine, but before signing up for anything I'd go home and do some googling, use comparison websites and the tools on money saving expert to check you really are getting the best deal.
And if it's a large sum of money you're looking to invest and/or you need detailed advice on something like remortgaging or pensions I'd go to someone independent...

Thanks, its money to invest.

Learn the difference between a FA and an IFA. Then make your choice.

To be honest,I wouldn't bother at all.

I would only go to see what's they can offer you, I imagine their actual help would be limited and minimal.

I'e a temp could train on. It in an hour.

What sort of investments and how much?