Long story short - my mum died in January completely unexpectedly, I'm sole beneficiary and executor of her estate, unsure precisely what I'm looking at inheritance wise as there are a lot of moving parts but have a vague idea based on the probate values I've obtained (house to sell with mortgage in place, car owned outright, a million workplace pensions which were never drawn due to being below retirement age).
Currently have no debts aside from a car loan and mortgage, husband is the primary saver (S&S ISA with Hargreaves Lansdown) and I max out a LISA every year alongside previous years of 10% overpayments on mortgage (currently 18 months into a 5 year fix at 1.56%, not looking to clear right now).
After I've done the financial things that I want to prioritise (clearing car loan, maxing out ISA's ASAP in the tax year, a frivolous holiday, that sort of thing) I've still got circa £100k to invest in some way. Initial thoughts were a bit stupid really and not wise with loomining inflation (drip feed into ISA's over following years), had thought about a couple of student flats locally below SDLT as appreciating assets, but slightly concerned about whether this is viable. Not too risk averse really as we are comfortable, have a good 6 months emergency/oh shit fund, will continue to make our usual savings etc and will have somewhere in the region of another 10k or so each year to absorb inflation costs
Open to all suggestions really - what would you do if you had 100k to invest?