Approx £80k savings, IFA?

[moveblues]

Hi all
Im clueless with money. I thought I'd maybe get a BTL but feels risky and time consuming.
With this amount is it worth getting an IFA to help and if so where do I find one?
All stuck in easy access ISAs at the moment :)

I always see the comparison site unbiased.co.uk being recommended as a place to find an IFA.
You could also look into doing it yourself - it seems a bit daunting but you can learn. I taught myself to manage my cash using stocks and shares ISAs and a SIPP, and using the website Monevator and the Pete Matthews Meaningful Money podcast.

I have more than that and do it myself, with the aid of Meaningful Money podcast and Meaningful Academy Build Wealth course which comes with a financial planning tool called Voyant Go.

You could use a fixed fee financial planner. Have an initial free chat, see if they can offer value for the money - which could be several thousand.

Do some research yourself... workplace pension, personal pension, S&S ISA, Lifetime ISA (if under age 40), these tax wrappers can all be useful for investing inside them.

Debts - are there any, pay those off to start with.
Emergency fund - have a pot of cash, around 6 months of typical expenses.

S&S ISA - it is accessible so a good one to start with, £100 a month, with the intention of increasing it every couple of months. Gets you in the habit and helps you learn how to invest.

Given your current use of easy access cash ISA's I would not be putting £80k straight in to the stock market. I feel you need to do things gradually, as you may be very risk adverse.

Read some books like:
Reset - David Sawyer
Simple Path To Wealth - JL Collins

Have you paid off your mortgage, cleared any debt and topped up pensions?

Are you likely to need access to it for anything in the next 5 years? If you have a spouse you could start putting it in a stocks and shares ISA to get the growth

You could use a fixed fee financial planner. Have an initial free chat, see if they can offer value for the money - which could be several thousand

No one is interested for 80k. Sorry, but that’s the truth. Blame the FCA