Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Investments

Discuss investments with other users on our Investment forum. For more advice read our tips for saving for your child's future.

Regular investment funds/individual investments to drip feed?

4 replies

Mountainsandhuts · 01/10/2020 11:56

I am 30 and finally in a position where I have money to invest. I started investing 500 a month in individual shares since March with interactive investor, which I am prepared to hold long term. I notice they also have a free "regular investor" feature where you drip feed via a direct debit a bunch of different equities. I was thinking that I should do this with part of my money as it'd be less risky than my individual shares.
Has anyone got advice on good stable individual shares/funds I should drip feed into?
Also any advise on how much of my 500 should I drip feed would be great.

I know not to invest what I can't afford to lose and I do keep some savings seperate every month in my (0.5% 🙄) savings account as well as my help to buy.

(PS I can't get an ISA cause I have a help to buy which I had to get rid of my ISA to qualify for)

OP posts:
GenderApostate19 · 02/10/2020 17:23

My main funds ( in my SIPP) are legal and general global tech and Baillie gifford Global income growth.
I’ve seen rumblings that the tech sector is now over priced and due a correction but I’m hanging on for now, I’ve had 70% growth in 3 years.
Something like Vanguard Lifestyle 100% equity is a good allrounder, especially at your age.

DH has the 80% version as one of his main funds.
I’ve heard good things about the Scottish mortgage Trust as well.
Trustnet and morningstar are good sites for fund info, as is money to the masses.

stevalnamechanger · 04/10/2020 22:29

I would just go with a selection of index funds . I've got all world index mixed with some high risk tech funds amongst other things

Meaningful money book / YouTube / Lars kroijer guided me best .

Also some in Fundsmith which is active with higher fees

stevalnamechanger · 04/10/2020 22:31

You'd be better with funds over individual shares .

Join the FIRE UK community and meaningful money facebook group :) great bunch .

I'd build a 6 month emergency fund then begin to invest

maxtalks · 17/10/2020 20:06

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

New posts on this thread. Refresh page