Hello, I am 29 and live + work abroad in an Asian financial hub. For the first years of my career, in London, I saved next to nothing. But I have been earning more since I moved here and have saved around £30k which seems a lot to me. I am clueless about investing but have been told not to let it sit in a near-zero interest current account as it is right now.
I don't own property but can't afford / don't want to buy it here - is it even possible to start thinking of buying a place in the UK while I am still working abroad, and plan to do so for the next few years?
Should I find a good savings account in an Asian currency? I am worried that it will be tricky to withdraw and transfer to GBP if I decide to return home in three years.
Should I split it into three chunks and keep them in different currencies in case of economic crashes in various parts of the world? The place I am in is not particularly stable politically... But then again with Brexit neither is the UK.
I have a pension plan with my job linked to stocks and shares. Not sure how great it is though.
What is the most sensible option? Thanks in advance