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Vanguard Index Funds - anyone with experience of the best performers?

28 replies

wavyneighbour · 10/06/2019 10:31

Following the Woodford meltdown, and feeling sore as one of the fed- up victims of the uncomfortably complicit Hargreaves Lansdown platform too, I'm now feeling highly risk-averse and seriously considering not only switching platforms, but also moving out of all the fancy costly funds HL advised me to buy (many of which seem to be lacklustre performers) into mostly index trackers.

I'm hearing positive noises about Vanguard, and just wonder who has been investing in any of their funds for a while? I've no experience of trackers as yet, but hear the charges are much lower and they often end up doing just as well. It's high time my humble investments stopped enriching affluent and often incompetent City boys like Woodford and began growing more safely. Sincere thanks in advance if anyone can share personal experience here on the best trackers.

OP posts:
namechangedforanon · 05/07/2019 13:59

Thanks SO MUCH for this super informative thread .

Just listening to the JL Collins talk .

I am currently investing in through HL;

Fundsmith Equity
HSBC America Index class C
LF Lindsell Train UK equity class D
Vanguard FTSE 100

Would love to get your thoughts / any better suggestions ?

Think I need to get the Vanguard target retirement 2055 too! Xx

Knittedjimmychoos · 15/07/2019 12:40

@namechangedforanon

Can you explain what the classes mean please.

My sipp is with h and l. Have you explored which vanguards are open to us via that platform?

I only have one holding, their new global fund which is my gamble fund.

I'll probably look at lindsell train global and then 80%in vanguard...

PooWillyBumBum · 12/08/2019 08:52

Another Lifestrategy fan here. I mostly hold Lifestrategy 80 which I feel is appropriate for my age and risk appetite, as I age I will reduce to Lifestrategy 60 then 40 and so on, I imagine.

Over the last two years mine has achieved about 25% though as they say 'past performance is not indicative...' I find it fun to check but I'm in it for the long hall so as long as it achieves over 7% over my lifetime I'll be happy.

For SIPPs we buy Vanguard funds in HL and AJ Bell respectively.

I suggest you check out:
The Simple Path to Wealth by JL Collins
Bogleheads
ChooseFI podcast (very American but interesting nonetheless)
The Mr Money Mustache blog

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