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Discuss investments with other users on our Investment forum. For more advice read our tips for saving for your child's future.

St James

5 replies

aprilshowers42 · 09/04/2019 10:11

We have a meeting scheduled for tomorrow to discuss investing with them.

DH has recently retired from the police and is keen to invest the lump sum (£100k ish) with them.

I'm very risk averse and am not keen at all. We still have a huge mortgage and I work full time.

I think it would be best to pay down some of the mortgage or just leave it sitting in the bank.

We can't afford to lose this money and I think the world is too unsettled just now. DH just hears stories from others who have done well using them but they've been invested for a while and not just before Brexit!

Anyway can anyone give me some guidance on what to ask them? I'm thinking of what's been your biggest loss ? But then struggling for other questions and don't want to be on the back foot if they try to bamboozle me with stats .

Thanks !

OP posts:
aprilshowers42 · 09/04/2019 10:20

Sorry have just noticed a very similar post. Will read the replies there!

OP posts:
Yeahyeahyeahyeeeeah · 09/04/2019 19:54

They are the closest thing to legal theft. Do not use them!

aprilshowers42 · 09/04/2019 20:06

Yeah - can you give more details please?

OP posts:
Al2O3 · 10/04/2019 14:21

Good people but high charges.

Yeahyeahyeahyeeeeah · 10/04/2019 20:07

Tied to one set of products too. Not independent, whole of market.

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