Implications of moving in new partner into MY home

[Sunhot]

When I got divorced I purchased a property. I asked lawyer how to protect myself from a new partner moving in, things not working and him making a claim. He said a prenup isn't worth the money it's written on but to ensure he doesn't contribute to the mortgage only other bills

Well house now paid off. It's for my kids future. Seeing someone and want to live with someone again.

How do I protect my asset. I told him I DO have a mortgage and it was my responsibility and he was happy to pay his way and wanted to improve/develop my house (not sure where ...as he is handy like that). Concerned basically if he wld have any claim if after a year or whenever he calls off the relationship claiming he developed my garage to an annex or did my garden erc. Question: how do I keep secret mortgage is paid off and how do I keep the kids home legally protected from a break up?

Also I will prob lose 25% council tax single occupancy discount. Maybe lose my child Benefit or working tax credit even though our finances will be seperate. How does this work with other single mums going from living solo to taking new partner in Thier home.

Can anyone advise me of the pitfalls and protecting myself

If he contributes towards the capital of the house and to his detriment he has the potential to make a claim. It is called proprietary estoppel
en.wikipedia.org/wiki/Proprietary_estoppel

If you tell him "this is always your home" and he spends £50,000 on a garage conversion, then he has a point. Let him buy the fish and chips, that's OK.

If you have kids living at home it seems a bit premature to move a man in who you don't trust. Putting it mildly.

It is so complicated.

•Also I will prob lose 25% council tax single occupancy discount. Maybe lose my child Benefit or working tax credit even though our finances will be seperate. How does this work with other single mums going from living solo to taking new partner in Thier home.*

I lost my 25% discount and tax credits, but what he pays me covers that. I'm certainly not financially better off for him moving in though as his kids live with me half the time, energy usage and food etc has gone way up!

Thanks everyone. Tisonlymeagain.. Thanks for clarifying for me. Yes the kids or grandkids sleeping over is certainly another thing.

I will lose my school bus £1k (out of town), free school meals, working tax credits (if all lost), the council tax single occupancy. That's surprisingly around £600 pcm for two kids. So to break even he'd have to pay me £600 pcm and the bills and food would be more with one extra. Wow...

So whilst at the moment I work part time and have time to be mummy in the future should this living together arrangement should it one day happen mean: I would suddenly be thrown into the category of better off working full time and have less time with my kids, a man to love and even less time with him too.

Sometimes you wonder if this is social engineering to discourage cohabiting and whatever else. You wonder sometimes what's the end game 'thinking out aloud'.

I agree @Sunhot, I think I worked out I would be financially better off reducing my hours at work and living alone, which just seems nuts and counter-productive in many ways!

if i were advising that guy id say,dont move in,,go buy your own home. Failing that find a partner to share everything with ie jointly buy a home so that you are both fully invested in the relationship and one isnt just a lodger/chattel/follower..