I have 1 bank account, and an ISA that I manage with my online banking. I put money over into my isa when I'm confident I don't need it and won't bring it back over. So my savings have built up to 4K but in the year it's been there I've earned only £1.22 interest on it!!!
Where can I put this money and earn more interest on it, but still get to it instantly if I needed to??