Getting nervous about DS's CTF which matures in a couple of years when he is 18. We've been paying into it regularly and it's done pretty well over the years, but in the past 4 months it's value has decreased by £2.5k. It's managed by Foresters, who are 'lifestyling', although the fund into which one third (soon to be 2/3) has been put is performing as badly as the tracker element from what I can tell. It's intended to be a future house deposit. I'm not sure I can stomach the risk of further depletion (while Brexmageddon rages) over the 2yrs until it matures. Has anyone transferred a S&S CTF into a Junior Cash ISA? I think I'd feel less fretful stashing it there, but no idea how I go about it. Do I phone Foresters? The only option on their website (unsurprisingly) seems to be a transfer into a S&S Junior Isa managed by them.
Any advice gratefully received.