I am 47 years old with a 3 year old daughter. I want to stop work at 49 when she starts school (may look for some flexible PT work or do some voluntary work at some stage.) I have a pretty good private pension kicking in at 65 that will cover our living costs comfortably and full state pension at 67 so need to fund 15 year gap. Plan is to sell our house in London and move out to home counties and live off the equity. However I have no idea how to invest the equity. At that age I obviously don't want anything risky buy I'm hoping to get returns above abysmal cash savings rates. How would I find an IFA who can advise on above? Any general tips or advice? Thanks