Investing in shares

[Iwouldmarrythebeast]

What’s the best way to invest in shares? I’ve about £100 month I would like to invest but bewildered by all the different options so any help would be gratefully received.

Passive investment in non-managed index funds with the lowest possible fees.

Non managed means no one is actively buying and selling (since these underperform the market and you need to pay management fees).

Index funds are funds that track whatever the market does. A balanced fund would be something like 25% uk shares 25% international shares 25% commodities and 25% bonds.

This way you limit your exposure. You won't become rich overnight but you can sleep safely.

Your age and time horizon also matter.

The younger you are the more exposure to shares since you should have a slightly higher tolerance for risk.

What is the best way to purchase access to those funds?

Directly via the mutual fund brokers themselves (don't use intermediaries including banks).

You must look for the lowest fees, as close to zero as possible.

Vanguard is a good starting point