I only barely understand mortgages after endless Googling, all the calculators want to know how long we want the mortgage for and how much the property is but we don't have a clue. We haven't chosen anywhere as we don't know what price range we're looking at.
Where do we get advice from? Just doing it off one salary, it's a decent enough wage for our area (£30k after tax) and property is reasonably priced here too (average semi 3 bed is £80kish).
Neither of us are good with money and we're worried the houses on offer are all worse than the one we're renting (£450pcm) but we want to do home improvements now as there's big purchases like flooring and doing up a big garden, redoing the bathroom that we don't see the point wasting money on.
Also is now a good or bad time to buy? Because I know whatever we buy won't be big enough in the long run. We have about £10k deposit and could save up more pretty quickly but in general DP's salary is unlikely to ever increase (no prospects of moving up in the industry).