We have one that turned out to be a lifesaver in the downturn - svr guaranteed to be no more than 2% above base - has been 2.5 % for a long time.
With likely rate increases we are considering doing a 2 yr fixed rate 2.65% deal.Not sure that we should walk away from the C&G deal as even if base rate goes to 3% that will mean a 5% mortgage rate. Hard to see that other lenders could better that. Also would not have to deal with the hefty arrangement fees.
Anyone in a similar position?