stupid question re isas and sahm status

[jumblies]

I am currently a sahm and am looking to move money from my current account into a higher rate savings account or isa. I am a bit clueless when it comes to the tax free thing and being a sahm. I am not planning to return to work in the forseeable future so is it worth putting money into an isa?
Also I notice that my current account has tax deducted from it, can I claim this back somehow by filling in a form? Sorry to appear so dense!

There is definitely a form you can fill in to claim back tax taken off your savings. It might start with an R - sadly that is the limit of my knowledge .

ISAs will sometimes have a good rate of interest anyway but as you are not paying tax on your savings (or shouldn't be) you should look for the best interest rate you can, whether that is an ISA or not. Also consider whether you want instant access to it or if you can leave it tied up for some time as that will lead to a higher interest rate.

Have found it here. You need a form R40 and can claim back overpaid tax for a number of years.

There is also a form R85 for letting your bank know that you shouldn't be charged tax on your savings. Here is information about that form

Thanks for replying lawrie. Will do a little research and fill in that form :-)