Righto...I've sold my house. Fingers slightly burnt (to the tune of about £15k). What shall I do with the rest of my capital?

[SpawnChorus]

I'm thinking spread it around a bit...Premium Bonds? ISA? Savings Account?

Or do I go bonkers and try to find a little buy to let flat (we live in Edinburgh, so rentability is pretty good).

Oh, I have about £80k btw.

Marking place, as we want to start investing what we were paying on our mortgage (just cleared it), but not sure where to put the money.

High Dividend shares would be an option if you want to take an income, but I haven't worked out which ones to buy.

Yeah...shares seem a bit risky to me. I don't know enough about share investments though. I'm going to google it.

bump

If you don't know about investing by buying the shares of individual companies, don't do it unless you are prepared for the possibility of losing all your money.

If you want an equity type investment, I suggest you look at unit trusts or exchange traded funds (ETF) held within an ISA wrapper as permitted.

However, diversification is good - some money on deposit, some with National Savings and some equity investment.

Find a local IFA. They will charge for their services, no more than 3% if by commission or by fee if that works out less than the 3% figure. Please, please, please don't ask your bank.