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Obama proposing breaking up banks

4 replies

mateykatie · 21/01/2010 20:46

US President Barack Obama has proposed significant new curbs on the activities of banks to try to prevent future financial crises.

"Never again will the American taxpayer be held hostage by banks that are too big to fail," Mr Obama said.

news.bbc.co.uk/1/hi/business/8473294.stm

The Lib Dems have been arguing for this for a while

Is it not also the case that this proposed exercise in splitting the banks doesn't deal with the central issue: which is the one highlighted by the Governor of the Bank of England in respect of banks that are too big to fail being too big.

www.vincentcable.com/news/001606/betting_has_become_the_banks_core_business.html

The Tories have said they will do the same thing as Obama, but only if there is international agreement:

George Osborne, the shadow chancellor, has just told me that Obama's plan to break up the banks is consistent with the views he expressed in his recent bank reform paper.

His condition for implementing such a radical plan was that it needed international agreement.

Well, he has got that now. So he has told me - explicitly - that a Tory government would impose an identical dismantling of British banks to those suggested by President Obama.

www.bbc.co.uk/blogs/thereporters/robertpeston/2010/01/obama_to_break_up_banks.html

Labour disagrees with this policy

In response, Mr Darling said the problems facing the banking sector were "more complex" than Mr King suggested.

Furthermore, his comments drew a frosty response from Mr Brown, whose government opposes what it regards as a simplistic and out-of-date response to preventing a future crisis.

Mr Brown argued Northern Rock had to be rescued, even though it was a simple mortgage bank, while Lehman Brothers was an investment bank without high street customers.

www.ftadviser.com/FTAdviser/Regulation/Regulators/Treasury/News/article/20091022/0fce45b6-beeb-11de- 8a16-00144f2af8e8/Mervyn-King-rebuked-by-Brown-and-Darling-over-bank-proposals.jsp

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mateykatie · 21/01/2010 20:51

Of course, I'm looking at this through a UK lens - but in US political terms, it has to be seen through the lens of Massachussetts.

This is obviously Obama trying to win back people who have become disillusioned.

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swissarmycheese · 21/01/2010 21:17

Why am I not surprised. After all it was Gordon Brown who gave Fred Goodwin a knighthood for services to banking!

edam · 21/01/2010 21:23

Good. As long as it works and holds the financial services industry to account. The big players have been only too ready to go back to their bad old ways at our expense.

mateykatie · 21/01/2010 21:29

Good point.

I think the thing which Labour really screwed up was the FSA. It has no real powers.

It does quite a good job regulating the consumer banking side of things - though the Office of Fair Trading could do that just as well, and probably better.

It is absolutely terrible at regulating investment banking.

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