[quote IndiaMay]@ZZTopGuitarSolo I have close family in america and this is the reality that they are facing although I know its different for everyone.
Although admittedly my uncle does have healthcare despite now being retired, when my aunt was undergoing chemo and was so sick she was unable to work she lost her job and thus the healthcare that came with it. My cousin has had covid and does not get sick pay. He gets 5 days paid annual leave a year so not enough to cover time off.
My cousin unable to work in his role due to a clinically vulnerable child only received the first (very small) cheque from the government. He didnt work for 3 months and this cheque covered 2 weeks rent.[/quote]
Under the Affordable Care Act your aunt could switch to an Obamacare policy - pre-existing conditions are covered. She could also, under COBRA, continue the insurance she had through her job.
These are federal laws - I have used both.
Under the CARES Act both your cousin should be receiving payments due to having Covid. Your other cousin I believe should also qualify.
Also under the CARES Act unemployment insurance was increased by $600 per week, on top of whatever the states were already paying. In January this dropped to $300 a week, but many states are offering more.
I work in disability insurance, and this stuff is our daily routine, so am happy to answer any further questions your family might have if you want to PM me.