I couldn't agree more, LoveMyGirls. We VERY nearly became homeless b/c of a screw up by the Tax Credits Office. I mean, as in, not able to pay all the rent and council tax. ALL for their mistake. Luckily I had volumes of evidence to show this, as the 28 different award notices never varied by much to have one of those, 'Gees, that's an awful lot of money. Are you sure that's right?' I have no less than 18 recorded delivery letters I'd sent them, informing them of their mistakes.
I had to wage a 7 month long battle w/them - during which we, too, had to become shift parents - in order to get them to call the dogs off. We got £100 compensation.
We're still paying off the £3000 worth of debt we racked up during this time, and will be for years b/c we don't earn much between us.
How about just not taxing low wage earners so much? Oh, but no, that's too simple.
Tens of thousands of working families are left below poverty line due to tax credit cock ups.
How about just not taxing low wage earners so much? Oh, but no, that makes too much sense.
We, too, don't bother to claim anymore b/c you know, it's just not worth their coming back and saying you owe them thousands of pounds.
Mortgage? LOL. That doesn't register.
But our rent and council tax on this 2nd floor flat are well over half our GROSS income - and this is a market value HA flat. The 'real' rents are between £100-£200/month more. Oh, it's Band C, too.
Move away? Then that would mean even less time at home and more time and expense on transport costs.
And let's not even talk about public transport.
A trip to most of Europe will show pretty clearly a stark contrast.
Labour bangs ON and ON about the evils of the car.
Until there's an alternative that is actually reliable and doesn't cost the earth, however, what choice do many people have? Particularly shift workers and those in rural or semi-rural areas.