Modern Tory party only f**king kids financially and socially, insist officials

[blacksunday]

With allegations of child abuse against former Conservative prime minister Edward Heath, the current Tory government has promised they’ll only ever f*ck kids financially and socially.

Detectives in Wiltshire, London, Jersey, Kent and Hampshire are now known to be examining claims that the former Tory leader was a paedophile, though government officials insisted the current crop are not that way inclined whatsoever.

A party spokesperson explained, “We’re not into the direct physical abuse of children, not at all. We’re more into the unrelenting socio-economic abuse of the poorest ones.”

“Honestly, nothing gets us off quite like it.”

“We don’t like horrific photos of children under the control of paedophiles – but show us a photo of a small dirty child crying outside a food bank whilst its mother tries to scrape up enough handouts to make it some dinner, and blimey – you’ll really get our motor running.”

“You could hang your coat on it.”

“No, don’t worry, the way in which we prefer to f*ck kids is perfectly legal – trust us, we’ve checked.”

newsthump.com/2015/08/05/modern-tory-party-only-fcking-kids-financially-and-socially-insist-officials/

Errrr.... in 2010 the Housing Market was log jammed, people in homes couldn't move if they want to, first time buyers couldn't get on the ladder.

Builders had no incentive to build in the private sector due to the recession and lack of bank finance, in the public sector the Labour government HAD NO PLANS to build.

A massive increase from the 1% Flat Stamp Tax in 1997 under Labour, that had little effect through a home price boom, then became a huge drag as families had to pay the government many £££thousands in Stamp Duty for the right to move, when the economic recovery was not secure here, and certainly not elsewhere having double/triple dip recessions e.g. Italy.

So if you think a functioning homes market, especially to those that may NEED to move for whatever reason HURTS the provision of homes - and that if as before no one can buy/or sell homes it somehow makes the demand/provision/price situation better - I would strongly disagree.

Government just waiting with its finger stuck up its bum and hoping a demand/building/market functioning problem disappears, was a Labour strategy, how DID that work out over 13-years?

Indeed. Labour have a lot to answer for. Rermember it is a very very long time since we had Tory rule until this year.

As I said, Labour has a huge amount to answer for. they suck. but that doesn't mean that the tories are doing anything reasonable. the list of things the tories are doing given by reddaisyred are pretty much all bad for the housing market.

please don't retort with labour are inept. I agree with that.

"the list of things the tories are doing given by reddaisyred are pretty much all bad for the housing market."

From a moribund housing market; from 2010 loosening bank lending to buyers with LESS than a 20% deposit, helping the finance for first time buyers, getting rid of the 'slab' Housing Stamp Tax rates where buyers pay the full rate on home price if go over the £250k etc triggers, trying to freeze Council Tax that went up an average 105% under 13-years of Labour, trying to gee up Councils to allow building 'in their back yards', and all this encouraging home building - and that is apparently BAD for the housing market?

Lets have a look when the trend for home ownership went down the pan hole due to their policies.

“Labour's 'rent cap' row: how renting has grown, in charts”

“The charts and tables here show how property ownership is changing, who is renting – and for how much.”

www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/10800343/Labours-rent-cap-row-how-renting-has-grown-in-charts.html

“What are the facts behind Britain's growing army of renters? This graph, from the February 2014 English Housing Survey, shows that since 2005 ownership has been in decline relative to renting, which started to climb in 2000.”

“For the first time, according to this year's data, people renting from private landlords outnumbered social renters.”

and that is apparently BAD for the housing market?

yes. it is. Except for the last bit (about councils and home building), all those other policies increase demand. We don't need that. Demand is high enough. We need more supply.

Governments can never successfully manipulate markets/demand, as to paraphrase some scientific geezer, for every bit of INACTION, creates an equal or worse reaction elsewhere.

Trying to stop transactions is not the way to control prices, and while during the financial crash UK homes prices fell on average a 20-25% 'markdown' on the lack of transaction its not the market price and few buyers could benefit as finance was not available and there were few sellers down there - so bounced back fairly quickly once finance began to become available.

• Stopping first time buyers with a deposit could keep many renting, taking demand/choice from those who can only rent.

• Stopping first time buyers means those further above NEEDING to move as their families grow, their new job is elsewhere or can't afford the property etc causes problems elsewhere.

“Two million first-time buyers frozen out of home ownership”
www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11063233/Two-million-first-time-buyers-frozen-out-of-home-ownership.html

“Almost two million first-time buyers have been blocked from owning their own home since the financial crisis struck, startling new figures show.”

“Research by Genworth, a mortgage insurer, found the lack of mortgages for borrowers with a small deposit, coupled with the high rates charged on such deals, has excluded 1.8 million from home ownership since 2007”.

“While the availability of small deposit loans has improved over the last year due to the Government’s Help to Buy scheme, the cost remains prohibitive.”

So ONLY more supply is the only answer and we'll see how a Conservative government manages that now the worst of the financial/economic recession is behind us - and I'm willing to 'bet the farm' that they do a lot better than Labour in the 10-years up to late 2007.

So ONLY more supply is the only answer and we'll see how a Conservative government manages that now the worst of the financial/economic recession is behind us - and I'm willing to 'bet the farm' that they do a lot better than Labour in the 10-years up to late 2007.

ok. so now we are on the same page. The solution to a housing crisis isn't to increase demand, which most of their policies do and therefore make the problem worse, but to increase supply. They are doing exactly what their constituents want; keep housing prices up while preventing a revolt from renters. This is done with their minor sop to first time buyers, right to buy, increased housing benefit etc. But as everyone understands, this makes the problem much worse by increasing demand and not addressing supply.

As for getting houses built, either by the state or privately, how are they doing on that? How have they done on that in five years? Diddly squat if you ask me (again, Labour did shit too).

keepitsimpleO … we are nearly on that same page, but the massively increased ‘demand’ was clearly already there pre 2010 due to government policy, as explained and qualified on both this page and the previous one.

So as the pent up pre 2010 housing demand was ‘policy engineered’ by Labour who hardly responded, on your political shit scale, they left whoever came in to power in 2010 well up the proverbial Shit Creek - without a paddle of any sorts.

Below was the Conservative led administrations policies for the first parliament, and below that shows “how they are doing”.

2010 to 2015 Government Policy; House Building.
www.gov.uk/government/publications/2010-to-2015-government-policy-house-building/2010-to-2015-government-policy-house-building

”NHBC ANNUAL NEW HOME STATISTICS REVIEW 2014”
www.nhbc.co.uk/cms/publish/consumer/NewsandComment/Stats/Q4_2014.pdf

HEADLINE RESULTS – CALENDAR YEAR 2014

• NHBC registered 145,174 new homes in 2014, up 9% on 2013.

• The private sector recorded a 13% increase on last year with 110,403 new homes registered compared to 97,399 in 2013.

• 2014 saw a 24% increase in the numbers of detached houses registered with NHBC from 30,849 in 2013 to 38,113 in 2014.

• The regions experienced particularly strong growth (11 out of 12 regions).

So decent building growth during 2014 over 2013, bearing in mind that in the pre late 2007 financial crash years, the UK was booming, economic confidence was high, and all you really needed for a mortgage was a pulse, which saw home prices multiply, which encouraged more supply – whereas post the worst recession for 80-years and more recently an up and coming and uncertain General Election with generally much tighter affordability/lending criteria bedding in with lenders – those factors would have slowed the pace of both NEW demand and therefore possibly supply, somewhat.
www.estateagenttoday.co.uk/695-new-mortgage-rules-will-slow-transactions

But as I have said, lets see how we go, but so far so good.

”UK building industry makes strong start to 2015”
www.theguardian.com/business/2015/mar/03/uk-building-industry-makes-strong-start-to-2015-construction-pmi

”A resurgence in confidence and orders gives construction sector a lift after a drop to a 17-month low in December”

Nations that have control of their own currency cannot go bankrupt. Mixing up purposely micro and macro economics is wrong and deceives people as to the reality.

Tell that piece of "reality" to the people Greece with the honking great Euro as its currency that we were told in the early 2000s, one day soon, would take over from the U.S. Dollar as the worlds reserve currency.

And the "reality" of housing was we had 3 million new citizens come to live and work here in a relatively short space of time, with the UK building over 100,000 new homes a year = increased demand.