This means that you have savings of less than £16,000 and, if you have a partner or civil partner, they work for less than 24 hours a week on average.
www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Illorinjured/DG_171891
Anyone who's partner works 24 hours a week or more will no longer get ESA -
Minimum wage - £6.08 x 24 = £145.92 per week
Minimum wage annual income - £145.92 per week x 52 = 7487.84
So if your partner's annual income is £7497.84 (regardless of how many children you have) - you will not get ESA if you have cancer - it takes more than a year to cure most cancers
If you have paid 11% of your wages for 20 years (with your employer contributing a further 12% and get cancer) - sorry nothing after a year
The government takes 25% of the nation's earnings every week in National Insurance Contributions - the insurance policy which is meant to pay out when bad luck strikes
I guess the government takes advice from the bankers who invented the PPI policies - how can we sell an insurance policy which does not pay out the benefits promised