Child Benefit Cuts to over 43,000 salaries

[kirsty1055]

Can't understand what the problem is???!!! 43,000 each month amounts to over £3,000 per month??? We'd happily swap our salary with someone earning 43,000...my husband works 40 hours a week and has to work over christmas and his salary is 12,000!!!! We have 3 children. I'm angry that ppl with the high income can moan about it when my husband is actually contributing towards them receiving it???!!!

They are not moaning about loosing it they are moaning about people on 88 K still getting it.

kirsty the problem is that a family with one income over the threshold will lose CB but a family with two incomes each just under the threshold will keep it

HTH

why should i be penalised because your DH doesn't earn very much? Sorry but I worked my arse up from a high rise council block to gain the qualifications, job then salary I now have, why should i be penalised for hard work.

In many ways you a right Kirsty - this episode is not showing Mumsnet at its best.

I am suprised by yentils comment. I think most people are happy to give up CB provided it is fairly done. This way is not fair.

Its all about where you live. In higher education today you take whatever job comes up quickly. We ended up in Surrey. Could have been anywhere but at the time, Salford was a contender but it turned out to be Surrey. And his appointment saved our bacon with a handsome wage. Then the house prices went mental just before we bought our ex local authority home. Our mortgage and pension cont. mean that take-home leaves us with no spare cash. Believe me I run a tight ship on a spreadheet. CB was monthly savings after food/car/bills. So it was for my girl's clothes, shoes, holidays, christmas, birthdays (ahaha I am making myself laugh now at the magic porridge pot)
Ok, your fault for getting a big mortgage you say. Try telling that to the whole of the South East. Would involve a mass evacuation leaving it populated with only the high earners
Oh wait! That's us isn't it?! Yep us high earners squandering our money in the charity shops and sniffing cuts of meat labelled 'ooops!' no one else wants past 6pm in the supermarket.

The housing crisis where I am is a very very real problem that is NOT ADDRESSED by anyone in government or anyone who doesn't see first hand how it is an unavoidable 'tax' we are already paying here. Its completely skewed.

I am fed up with people saying that low income tax payers pay for the benefits of high income tax payers - what absolute rot! CB is the only thing my DH and I currently get and I am pretty certain he pays a hell of a lot more than that through his taxes!

the only thing I am moaning about is the unfairness and laziness of this cut and the way it is proposed to be done.
I would happily lose out if scale went from the person on 12k to the one on £150k

Because of the debt the country is in...we have both worked our arses off since we left school and i only stopped working to start my maternity. The issue is that they have to draw a line somewhere and i think it is probably a fair amount to go on. I think it goes on the household income altogether which 43,000 is a very fair line. The cuts i disagree with is the ones that they r doing to the ppl fighting for our country now thats something to be annoyed about.

kirsty1055 no it does not go on household income altogether being 44,000. As pp if 1 earner is in the higher tax bracket you lose it but if you have 2 earners just below the bracket they keep it. So you could have 1 income of 44,000 and lose CB but 2 people earning 40,000 for a total household income of 80,000 and they keep CB. This is what most people are up in arms about.

Fothergill is absolutely right. As incredible as it may seem to those from other parts of the country, if you need to be in London to earn your £44k, have a family to house and feed, and are either renting privately, trying to buy, or have bought in the last couple of years, you are likely to be left with very little disposable income.

And the injustice of applying this to single earning households where the total income is £44,000 while double earning households with an income of up to £86,000 can continue to claim is astounding.

MumtoIslaGrace, well that i can understand because of obvious reasons. That part is quite ridiculous and it should go on household income like tax credits. That makes it unfair to others i agree.

if they are earning that level of salary in London then they must be living in social housing or topping up with tax credits.

or like my neighbours be sharing a tiny house like ours - two married couples and two children - they are Brazilian.

Not ranting against immigrants btw they are lovely people but must be very cramped living like that.

We'll lose it.
I think it's fair that we do.
HTH

Incidentally whatever you think of my dh for having 20 years' expertise in a very specialised field and working 80 hours a week for the greater good - it will make a difference to us, please don't imagine that it won't.

Living in london on half of 44K and buying a 3 bed house is pretty much not possible today.

Is it really unreasonable to think that my partners wage is a good one and should be able to support 2 kids in a small house with a box room?

If you bought property or started renting in the last few years it would have been at a vastly inflated premium.
Its a hyper inflation that is weirdly never recognised in any calculations. Unless the market is dropping quickly as is bound to happen now. Then house prices make the news. But where does that leave the band of merry workers who are happy to pay taxes and have benefits cut but were caught by the housing trap?

The problem is that many, many families' budget includes CB. CB has been around so long and has always been a universal benefit, that it is a massive shock for many that it's disappearing.

Logic would usually follow that families with higher earnings are better placed to take the hit, but if your outgoings match your income (which most people's do) then it makes no odds whether your income is £4k or £44k...

Well put crazycatlady.

they are giving 3 years warning. they are doing it this way because its cheap to implement - if they did a more complex and fairer solution it wouldn't save so much money due to high admin costs.

I am furious about this and extremely fed up with being classed as well off when we are not.DH has a good job but we have 3 children and I was made redundant earlier in the year (wasnt entitled to any redundancy) Due to all the cuts by the government it is unlikely I will find any work soon as I am in a caring profession.We struggle to survive on one salary once all the bills/mortgage is paid there is little left so CB really is necessary for us.Its totally unfair especially when the govt will not be making a huge saving by cutting it down..........
You see DC is a millionaire so he actually has never ever known the feeling of watching the pennies every day.I could go on and have a rant but I can feel myself getting rather angry!!!

LOL Riven!!!

I love that video