Abiq
What makes you think everyone out there gets benefits for free? As you say you are indeed under a lot of uncertainty (and sympathies, that was us a year ago) so coudln;t an awful lot of these people be exactly the same as you? it's not a benefit cap for long term unemployed (and I should say I am not anti cap, although admittedly we are classed as a disabled family AND we have a part time job so doesn't afect me). It's a benefit cap for everyone who was working for the past 37 years of their life; the people whose business went under so they don't have redundancy pay; the public sector employees made redundant......
It's been set as a cap as well, whcih does not mean that everyone will get it: far from. i think in order to reach that level you'd need to be living somewhere like London so most would be in HB: does someone who say lost their job 4 months ago after under a year so no redundancy (they may ahve worked for twenty eyars but moved job) deserve to be made homeless becuase some idiots play the system? Is there not an argument to be made that certainly in the shoorter term- a year or so, in a recession- the state is safer if it allows people to remain stable: stay in their home near childcare provision, keep the children in school so they maintain their educational stability, keep in contact with potential employers they know. I eman, surely in the first eyar or so the best benefit is making people able to remain employable?
Personally I think a very cynical side of this cap in the way it is publicised is the fact it counts in HB- I am certain that most people would wish to live in the far cheaper LA provision were it available. Here however there is a £30k people waiitng list, and virtually no landlord willing to take on a HB claimant. And less jobs than unemployed people (and my guess is with the cuts to middle class incomes and potentially carerrs and the otehr groups out there there are pelnty of people job hunting who aren;t on any list of stats; me for a start).
Ultimately, whsilt there is asense in a limit, the £26k cap ebing so widely publicised is the government trying to direct our wrath against a graoup of people who actually are rarely getting that; you'd need high HB and a big family for that. most claimants are elfderly, disabled...... big family and big house is just a small part of tyhat, one the governembt could quite easily address without tainting everybody else with the same brush.