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private rent

12 replies

dee24x0 · 25/01/2025 09:07

so i am currently 17 weeks pregnant with my first,
i have been trying to receive help from the council and they said they can help me with private rent
i have found a place i like however it is abit pricey £950 pcm
council have said they will pay first months rent and bond for me and uc will help to cover the rest of my rent
i do work part time 25 hours a week
i was just wondering if anyone else is doing the same at the moment and how much do uc help
just abit worried that i won’t get enough from uc to help cover rent/ everything else

OP posts:
Puppydog83 · 25/01/2025 17:16

I worked 25 hours til recently and my rent is 750 a month. They only pay 500 in my area, the rest come out of my uc I was picking up about 250 a month on top of my wages so in total around 1500.

You need to go onto entitled too and put in your circumstances.

Don't forget youl be on maternity leave soon so I would try and find somewhere as cheap as you can.

LIZS · 25/01/2025 17:21

There will be a local housing allowance , limited by size of property appropriate to you. Likely a one bed. Above that you would pay the difference. Is baby's father around so you can claim cms?

dee24x0 · 26/01/2025 09:13

i have found a cheaper that and have been offered it it’s 750 pcm cheapest i can find around baby’s dad is still around he does help out and live with me just abit worried that him being around will reduce uc payments

OP posts:
POTC · 26/01/2025 09:14

Yes, if he lives with you then uc will be a joint claim and his income will reduce what you get

Viviennemary · 26/01/2025 09:15

dee24x0 · 26/01/2025 09:13

i have found a cheaper that and have been offered it it’s 750 pcm cheapest i can find around baby’s dad is still around he does help out and live with me just abit worried that him being around will reduce uc payments

If he has a job and lives with you then it will affect your UC payments. You will need to claim as a couple.

1apenny2apenny · 26/01/2025 09:19

FGS OP what do you mean you're worried having the father around will affect your benefits? Presumably you're happy asking everyone on her to subsidise you? Why is that? You and your DP, the baby's father, should be sorting this out and working out how you are both going to support yourselves rather than the first port of call is what your 'entitled to'. No wonder this country is in its knees.

LIZS · 26/01/2025 09:29

You can't have it both ways. He sounds like an active partner so his income will be taken into account. Why do you think it should be otherwise?Hmm

menopausalmare · 26/01/2025 09:32

Increase your working hours and ensure your partner pays his way.

Miley1967 · 26/01/2025 09:40

It will need to be a joint Uc claim. They will likely only pay one bed rate for now. You need to look up Local housing allowance rates for your area. I hope you have declared you live with your partner to the council and aren't being prioritised as they think you are a lone parent?. You may not even be eligible for Uc until the baby arrives with two lots of earnings coming in.

dee24x0 · 26/01/2025 17:49

1apenny2apenny · 26/01/2025 09:19

FGS OP what do you mean you're worried having the father around will affect your benefits? Presumably you're happy asking everyone on her to subsidise you? Why is that? You and your DP, the baby's father, should be sorting this out and working out how you are both going to support yourselves rather than the first port of call is what your 'entitled to'. No wonder this country is in its knees.

he doesn’t currently live with me as i am still at my parents and he has his own place, getting my own place as i would like for everything to be in my name
also have never claimed for anything till now and i am only asking if it’s better if he is living with me and if i would still receive help that i’ve been given as a single person? him coming with me is abit of a last minute idea as we had planned to do this differently

OP posts:
shellyleppard · 26/01/2025 17:51

Op if he lives with you it will be a joint claim for universal credit. This will affect the amount if any you would receive. Once it gets past a certain amount you will lose 55 pence in every pound that is over the limit

Wonderfulstuff · 28/01/2025 18:52

Why do you only work part time? I would be asking my employer to increase my hours to full time to save as much as possible for baby's arrival. Same for Dad. Surely your living arrangements are about what is best for you and baby rather than what get's the most benefits?

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