It is actually pretty easy to work out the cost of your heating, using a pencil and a diary or calendar.
First of all you have to note down your actual meter readings, at least monthly, more often if you wish (not estimates, and not "monthly payments" which are based on guesswork and previous under- or over-payments), and the price per kWh that will be shown on your bill.
Your gas meter will almost certainly measure in Cubic Metres of gas (a measure of volume). However your bill will be calculated in kWh (a unit of energy). You can convert cubic metres to kWh by multiplying by 11.16 (it varies slightly, you can do the calculation yourself using the figures on your latest bill)
My gas contract charges me 3.6p per kWh. So one unit on the gas meter costs me (1 x 11.16 x 3.6p) = 40p near enough.
I ignore standing charge, because I have to pay that even if I use no gas. In my case I get a discount which is near enough the same as the 5% VAT on energy, so I work on 40p per unit as the cost of heat
In freezing weather, to keep my house warm uses up to 8 metres per day (£3.20 worth) of gas. In autumn or spring, about 1.6 m/day (64pence worth) of gas. In summer, when the heating is off, it uses about 0.5m/day (about 20p worth) for hot water only.
Calculating the cost of electricity is even easier, because the meter, and the bill, are both stated in kWh. I pay 11.24p per kWh of electricity, which is more than three times the cost of energy from gas, so of course I only use electrc heaters in special circumstances.
Your tariff will probably be different to mine. If you are still with the old local "Electricity Board" then it will be higher. If you are on a prepayment meter it will be higher.
If, instead of a standing charge, you have a higher price for the initial units, work on the lower rate, because, in winter, you will be well past the initial units, and turning the heating up or down will only affect usage at the lower rate.
The more frequently to take your actual meter redings, the better you will know what you are spending. The more often you provide your actual meter readings to your gas and electricity suppliers, the more accurate your bills will be, and the less likely you are to get an inaccurate estimated bill. You can probably provide them online. Monthly is fine.